Average Annual Rate:      $498.00

Avg. Monthly Payment:     $37.86

Recycling Insurance Quote

Coverage:

Other available coverages are workers compensation, pollution, crime, and commercial auto.  Call us toll free at (877) 225-2699 or get an online recycling insurance quote.  Calco Commercial Insurance  is a leader in the Recycling Insurance industry.  We focus on our client and are always improving coverage and lowering premiums.  Currently, we offer insurance in Los Angeles, San Francisco, Sacramento, San Diego and all the other cities in California.  The states which are coming soon are Texas, Florida, Georgia, and New York.

Deal direct! Access Lower Rates and Flexible payment plan by starting your Catering Truck Insurance quote now!

Commercial Auto Liability Coverage Highlights:

Catering Insurance Quote Start Your Quote Now

• No Charge for Moving Violations/Tickets
• Liability starts from $425 Annually
• Full Coverage starts from $617 (Liability and Comp/Collision)
  
• 25% Discount Available for accounts with General Liability
• Rate is not based on the Drivers Age
• Rate is not based on the Driving Experience
• We rate based on Vehicle Value and Territory
• Start your Catering Truck Auto Liability Quote now!

General Liability Insurance Policy Highlights:

• Annual premiums start from $500
• Exclusive Food Vendor Program
• Unlimited Additional Insured Endorsements
• Unlimited Certificates of Insurance
• Access to Experienced Underwriters
• Start your Catering Truck General Liability Insurance Quote now!

Workers Compensation Insurance Policy Highlights:

• Annual Premium from $250
• Required by Law
• Start you Catering Truck Workers Compensation Insurance Quote now!

Obtain a new quote for your Catering Truck Insurance business.  Calco Commercial Insurance offers fast, reliable, and affordable insurance coverage.  Many of our clients are in California are in Los Angeles, Sacramento, San Diego,  San Fransisco, San Jose, and other cities.  Call (877) 225-2699 and Speak to a Catering Truck Specialist or get an online catering truck insurance quote.

SAMPLE TOY INSURANCE QUOTE:

Teddy Bears Manufacturing.  Made in China, sold in the U.S.A.

Toy Insurance Quote

$2,000,000    Aggregate Limit

$2,000,000    Products/Completed Aggregate (Product Liability)

$1,000,000    Personal/Advertising Injury

$1,000,000    Each Occurrence

$  100,000     Tenant Liability/Fire Legal

$      5,000     Medical Payments

$             0    Deductible

ANNUAL PREMIUM:  $750

PAYMENT PLAN: Flex Pay (9) Installments

We offer additional insurance products for your business such as; product recall, workers compensation, property, cargo, commercial auto, D&O, and E&O.

Our Product Liability Insurance Specialist are knowledgeable and are licensed by The Department of Insurance.  We will insure any products related to children.  Our policies are easy to read and are written in plain English.  In addition, we can review your existing policy and highlight the deficiencies which may exist.  For more information on Product Liability Insurance for Toys contact our specially trained underwriters who will develop and offer an affordable yet comprehensive plan for your business.  Annual policies as low as $750.   For your convenience several payment options are available.  Calco Commercial Insurance offers coverage in Los Angeles, San Diego, San Francisco, Sacramento, and all of California.  We will be expanding our services to Florida, New York, Texas, Georgia and a few others.

ATTENTION: If you are with the Lloyd’s of London, then your policy is highly restrictive, taxing, and very expensive.  Call (877)225-2699 for an instant phone quote.

The CALCO Advantage:

• Buy Online
• Instant Phone Quote
• 24/7 Support of a Dedicated Licensed Representative
• Admitted in the State of California
• Rated A-VII (Excellent)
• Landlord is Automatically included as Additional Insured

Policy Form:  Commercial General Liability (CGL)

$2,000,000    General Aggregate (Higher Limits Available)

$2,000,000    Products/Completed Operations Aggregate

$1,000,000    Personal & Advertising Injury

$1,000,000    Each Occurrence

$100,000       Fire Legal Liablity

$5,000          Medical Payments

Obtain an online insurance quote for the Embassy/Consulate or call (877)225-2699.  International callers dial 1+(818) 906-7900

Calco Commercial Insurance is an intermediary specializing in unique and complex insurance risk.  We are pioneers in online quoting and policy delivery, interfacing with our clients via every modern avenue of electronic communication available in the 21st century.  The insurance policies we offer are individually selected and customized for each client.

Calco Commercial Insurance is a leader in securing low cost, yet comprehensive policies for owners of Drug and Alcohol Rehab Centers.  The policies we issue meet the strict requirements of government regulatory bodies in your state. The policies include the primary liability coverages of General Liability (GL),  Errors and Omissions (E&O), or Professional Liability (PL).  Our ELITE Liability endorsements compliment the primary coverages by providing Sexual, Physical Abuse, and Molestation coverage. Crisis Management Service is standard with every policy you secure.

The CALCO Advantage:

• California Admitted A+ Rated – You will never have to pay surplus taxes to the state of California, saving you 3.25% of your premium
• No Underwriting Fees – Save money every year, some companies charge on average of $250 in underwriting fees
• Direct Bill - You are billed directly – saving approximately $240 in finance charges
• Insolvency Coverage – State of California backed policy
• Dealing with Professionals – You will deal with a licensed and experienced specialists who is trained to address the insurance needs of your business

Drug and Alcohol Rehab Center Liability Insurance Quote

Coverages Offered:

• General Liability – Standard Limits of $1,000,000 per claim/$ 3,000,000 aggregate
• Professional Liability -  Standard Limits of per claim $1,000,000/$ 3,000,000 aggregate
• Errors and Omissions Insurance - This coverage term is interchangeable with Professional Liability
• Excess/Umbrella Liability – Limits up to $10,000,000 are available
• Directors and Officers Liability – Coverage for your company in the event that the directors/officers decision leads to a law suit
• Property – Coverage for fire, wind, earthquake, vandalism, and other perils. If you own the property and the rehab center we can place it on the same policy.
• Automobile Coverage – Your vehicle, Hired & Non-Owned Auto coverage
• Crime and Fidelity – Coverage for employee dishonesty, forgery, and theft
• Crisis Management – Counseling & public relations

.

Calco Commercial Insurance is an intermediary of specialized insurance products for the Social and Human Health Service providers.  We offer a free consultation via-phone or email.  If you operate a Drug and Alcohol Rehabilitation center we urge you to contact us.   Call (877) 225-2699 to speak to a Drug and Alcohol Rehab insurance specialist or get an online quote.

SBA and most other funding organizations across the nation do not provide grants or “free money” for starting or developing a small business.  However, there are certain types of grants available for targeted groups, organizations, or activities.

For example, SBA has funded grants and contracts to help small businesses develop and maintain a drug-free workplace.  Most likely your business won’t qualify if you don’t have at least 50 employees.   These awards went to nonprofit organizations and SBA Small Business Development Centers (SBDCs) who demonstrated the ability to assist in this effort. SBA also facilitates the SBIR program, in which federal agencies award research and development grants to high-technology small businesses.

Business Insurance Quote

Just remember, nothing in life is FREE. If you are starting a business you should have a detailed business plan. Don’t let your emotions stand in the way of your success. The impulsive buying period is over for consumers. If you have a cool idea, such as selling a cute teddy bear online, you should think hard before launching that product. Your online sale won’t most likely won’t exceed satisfactory levels. You will need to submit your products to several large retailers and sell through them for any reasonable results. Our business insurance clients are in two categories. Those who don’t exceed $60,000 in annual sales and those who are $250,000 and above.  Business Insurance is also an important part of your success.  Having the wrong policy is like having the wrong accountant.

Interested in getting a Business Insurance Quote? Take a look at our rates, our minimum premiums starts from $350.

The core coverages of Business Insurance are:

• Personal and Advertising Injury
• Product and Completed Operations
• Fire Legal (Tenant Legal Liability)
• Medical Payments

Standard limits of Business Insurance are:

• $1,000,000 Per Claim
• $2,000,000 Aggregate (maximum paid during a policy year for all claims)

Excess Liability/Umbrella:

• Excess limits are layered on top of the primary policy (BOP or CGL – Commercial General Liability)
• We offer standard limits of $10,000,000 and up to $150,000,000 with the involvement of reinsurance.

There are two types of Business Insurance policies.

1. Commercial General Liability includes personal and advertising injury, product and completed operation, fire legal and medical payments.
2. Business Owners Policies: Includes Commercial General Liability and added coverages such as employee dishonesty, loss of business income, hired and non-owned auto, etc.

Which Business Insurance policy is right for you?

• Business Owners Policy (BOP)  is always offered to a flower shop and similar main street businesses.  As a general rule, the lower the risk the more coverages are offered.

• Commercial General Liability will be offered to a manufacturer of children’s toys, importer of cigarettes, medical devices, and other types of businesses which are considered high risk.

How much does a Business Insurance Cost?

• Business Owners Policies (BOP’s) start at $350
• Commercial General Liability Policies start $500

Can you buy Business Insurance Online?

Yes, you can buy business insurance online at your convenience and even use your iphone or ipad.

About Calco Commercial Insurance

Calco Commercial Insurance Services is a privately held company which provides quality (A.M. Best “A” Rated) insurance policies. As an intermediary our capabilities allow us to offer affordable and comprehensive coverage for the retail, wholesale, manufacturing, transportation, entertainment, government and professional services industries. We are pioneers in online quoting and policy delivery, interfacing with our clients via every modern avenue of electronic communication available in the 21st century.

The CALCO Advantage:

• Quote Online
• Buy Insurance Online
• Receive Your Policy Online
• Pay Your Bill Online
• Monthly ACH Debit
• Annual Premiums from $350

Mission Statement:
Our mission is to save you money on your insurance policy without compromising coverage.

Insurance Policies:
The insurance policies we offer are individually selected and customized for each client. Whether you are a consultant, a small business owner, or control a medium to large sized company, our commercial insurance specialists can successfully arrange a customized policy to meet your needs.

Expansion Plans:

We plan to expand and sell business insurance in the following states in the near future:

Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), Colorado (CO), Connecticut  (CT),Delaware (DE), Florida (FL), Georgia (GA),  Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan (MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana  (MT), Nebraska(NE), Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico, (NM), New York (NY), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA),  Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), Virginia (VA), Washington (WA), West Virginia (WV), Wisconsin (WI), Wyoming (WY)

Calco Commercial Insurance offers Christmas Tree Lot Insurance starting at $375. Call us now at (877) 225-2699 for a free quote and to by online in minutes or visit our Christmas Tree Lot Insurance Blog.

Liability Coverage:

$2,000,000    General Liability Aggregate

$2,000,000    Products/Completed Operations

$1,000,000    Personal/Advertising Injury

$1,000,000    General Liability/Each Occurrence

$   100,000    Fire Legal coverage

$       5,000    Medical Expense – Any One Person

$ Included      Landlord listed as Additional Insured

Buy Christmas Tree Lot Insurance Now!

Prefer to speak to a live person? Call now  (877) 225-2699

Calco Commercial Insurance offers Online Christmas Tree Lot Insurance in California.  Our prices are affordable (starting at $375), the service is quick, and our agents are responsive.  We are the only California broker which enables you to purchase the Christmas Tree Lot Insurance policy online 24hrs a day.

Christmas Tree Lot Insurance Quote

Coverage Available in California (CA):

• Christmas Tree Liability – slip and fall, property and bodily injury coverage
• Tree Coverage – Theft, Vandalism and Fire
• Employee Coverage – Workers Compensation  (This coverage is required by law in most states)

We are Christmas Tree Lot Insurance Specialist.  Located in Los Angeles, CA we serve clients in all major metropolitan areas including Los Angeles, San Francisco, San Diego, Fresno, Sacramento, and the entire state of California (CA).  Call us toll free (877) 225-2699 and speak to a Christmas Tree Lot specialist today!

Get a Christmas Tree Lot Insurance Quote now!

Get an Online Quote

Commercial Insurance: Is a general term in the insurance industry used to distinguish between personal lines and commercial lines of business insurance in Texas.

Business Insurance: Is another general term used to distinguish between personal and commercial lines of business insurance in Texas.

In both cases business and commercial insurance terms are interchangeable.  Commercial General Liability is the correct term for both.

In some cases you may be required to produce evidence of insurance as a condition of doing business with a company.  You may be a professional, contractor, or business provider.  For example, a sub-contractor could be required to show evidence of insurance before the general contractors allows him to begin work on a job site.

Following is an example of a type of coverage requested by many companies:

Commercial General Liability: $1,000,000 each occurrence | $2,000,000 aggregate limit.  Aggregate limit refers to the maximum amount of coverage paid during a policy terms.  For example, in this case of a $2,000,000 aggregate limit the insurance company can pay two $1,000,000 claims, four $5,000,000, and so on.  However, the company will not pay in excess of $1,000,000 of any one claim.