Policy Limits:

• Minimum $1,000,00 per Claim
• Maximum $10,000,000 Limit
• Annual Premium start at $1,450
• FlexPay is available

Fire and Water Restoration Insurance Quote

We cover the following classes of business:

• Restoration
• Reconstruction
• Remodeling
• Disaster Restoration
• Smoke Damage
• Sewage Cleanup
• Wind Damage Repair
• Mold Remediation
• Lead Abatement
• Water Extraction
• Asbestos Clean Up

Restoration companies should know that law suits occur not as a result of work performed while job site, but years later.   A person recently diagnosed with Asthma can file a loss with their homeowners insurance company claiming that presence mold has caused them asthma.

The homeowners insurance company will conduct an investigation and discover that a mold remediation company had performed their services two years prior.  Although, the mold remediation company had done its due diligence and properly performed all of their duties.  They are now involved in a law suit brought upon the homeowners insurance company, as they are trying to shift the blame and subrogate the loss.

Calco Commercial Insurance is located at 13907 Ventura Blvd Suite 104, Los Angeles, CA 91432.  We offer online insurance quotes for Fire & Water Restoration Contractors.  As part of our commitment to be a green company, we offer online purchase and policy delivery to our clients.

Get an online quote or call for a no obligation quote (877) CALCO -99  (877) 225-2699 and speak to a Restoration underwriter today.

Calco Commercial Insurance has committed a specialized team of licensed agents to ensure that the insurance demands of all of contractors are met.  “Understanding the policies and the risks associated with Contractors Liability Insurance is critical” says Jason Perez, Vice President at Calco Commercial Insurance.

Gulf Coast Contractors Insurance Quote

Calco Commercial Insurance offers the following types of insurance for Gulf Coast Contractors:

• Contractors Liability

• Errors and Omissions

• Pollution Liability

• Business Insurance

• Worker’s Compensation

• Product Liability Insurance

• Commercial Vehicle Insurance

About Calco Commercial Insurance Services:

Calco Commercial Insurance Services is a privately held company which provides quality (A.M. Best “A” Rated) insurance policies. As an intermediary our capabilities allow us to offer affordable and comprehensive coverage for the retail, wholesale, manufacturing, transportation, entertainment, government and professional services industries. We are pioneers in online quoting and policy delivery, interfacing with our clients via every modern avenue of electronic communication available in the 21st century. The breadth of our insuring capabilities includes both regional and global risk exposures for our domestic and international clients.

As a contractor it is important to maintain contractors insurance to cover work during and after your completion. If you believe that you will not get sued, because you are doing your work properly, think again.

Claims Scenario:

A plumbing company installs plumbing in a home.  A year later, one of the pipes breaks, causing a leak.  Subsequently, the homeowners insurance company pays for the repairs.  However, during the investigation the insurance company discovers that the work was not done properly.  Now, in order to recoup their loss.  The insurance companies subrogation department files a law suit in a California court against the plumbing company.  Despite the insurance companies allegations, the plumbing company must now appear in court and proof their innocence.  The cost incurred by the defense would be the greatest expense of all.  Even if it’s proven that there was no fault on the part of the plumbing company.

When considering whether or not to have insurance, consider the claims scenario above.

Available Contractors Insurance Coverage:

• General Liability Insurance (Limits $2,000,000 per occurrence/$3,000,000 aggregate)
• Umbrella Liability/Excess Liability (Limits up to $25,000,000)
• Independent Contractors Coverage
• Subcontractors Liability Coverage
• Waiver of Subrogation, Blanket Additional Insurance
• Low Deductibles – Starting at $500
• Contractors Equipment Coverage
• Contractors License Not Required in Some Case
• We also offer commercial auto, property and  workers compensation insurance

Eligible Contractors Classes:

• Plumbers Contractors
• Drywall Contractors
• Electrical Contractors
• Cleaning/Debris Removal Contractors
• Marine Contractors
• Painters
• Landscapers
• Roofing Contractors
• Asbestos Removal
• Airport Contractors

Calco Commercial Insurance is the leading provider of low cost contractors insurance in California. The policies that we provide are examined for accuracy and the best rate.  Despite the increases in premiums with other insurance companies. We have always negotiated lower pricing and assisted our contractor clients in obtaining lower contractors quotes.

Get an online contractors insurance quote or call and speak to our contractors program specialists at (877) 225-2699.