What is Commercial Insurance?

Commercial Insurance is a term used to generalize an insurance policy designed to cover a business or a professional service provider.  Commercial Insurance is sold mainly through a network of insurance brokers and underwriters.  To obtain a commercial insurance quote, be prepared to provide detailed information about your business such as estimated gross sales, number of employees, location details, etc.  When you receive your quotes it’s very important to compare them.

Below are several types of insurance policies for various industries.  Select the type of policy to obtain a quote.

Types of Insurance Policies:

commercial insurance quote

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If you own a small business such as a coffee shop, flower shop, pet store, or any other main street business then you qualify for Business Owners Policy (BOP). The Business Owners policies are always more comprehensive and affordable in comparison to other commercial insurance policies.  The average annual cost for a BOP is about $500 annually.

If your business is specialized is manufacturing toys for children you will not qualify for a BOP.  Instead, we can offer a General Liability Insurance which includes Product Liability.  Even if the toy is manufactured in China we will be able to offer specific coverage  for your product.  The annual premium for toy manufactures starts at $750.

Calco Commercial Insurance is a provider of affordable commercial insurance quotes and policies.  Obtain a fast commercial insurance quote online or call (877) 225-2699.

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